Our Loan Programs
Explore our diverse range of mortgage loan programs designed to meet your unique financial situation and homeownership goals.
Conventional Loans
Standard mortgage loans for qualified borrowers with good credit scores and stable income.
- Competitive interest rates
- Down payments as low as 3%
- Fixed-rate and adjustable-rate options
- No mortgage insurance with 20% down payment
FHA Loans
Government-backed loans with more lenient requirements, ideal for first-time homebuyers.
- Down payments as low as 3.5%
- Lower credit score requirements
- Flexible debt-to-income ratios
- Available for 1-4 unit properties
VA Loans
Loans for veterans, active-duty military personnel, and eligible spouses with excellent terms.
- No down payment required
- No private mortgage insurance
- Competitive interest rates
- Flexible credit requirements
USDA Loans
Loans for rural and suburban homebuyers with low to moderate incomes.
- No down payment required
- Lower mortgage insurance premiums
- Flexible credit requirements
- Available for eligible rural areas
Bank Statement Loans
Loans based on bank statements for self-employed individuals or those with non-traditional income.
- Use bank statements instead of tax returns
- Ideal for self-employed borrowers
- Flexible income calculation methods
- Various term options available
Investor Cash Flow (ICF) Loans
Loans for real estate investors based on property cash flow rather than personal income.
- No personal income verification required
- Based on property's potential rental income
- Available for various property types
- Ideal for building a real estate portfolio
Not Sure Which Loan Program Is Right for You?
Our expert mortgage advisors are here to help you navigate your options and find the perfect loan program for your unique situation.
Schedule a Consultation