Smith Lending Logo
Get Started

Licenses & Disclosures

Licensing Information

Smith Lending, LLC is licensed to operate as a mortgage broker in the following states:

    Our NMLS ID is 2261290. You can verify our licensing information on the NMLS Consumer Access website.

    Equal Housing Lender

    Smith Lending, LLC is an Equal Housing Lender. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

    Fair Lending Policy

    Smith Lending, LLC is committed to fair lending practices and treats all customers consistently and fairly. Our lending decisions are based on legitimate, non-discriminatory factors, and we do not discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance income, or exercise of rights under the Consumer Credit Protection Act.

    Important Disclosures

    Please be aware of the following important disclosures:

    • Mortgage loans are subject to credit approval and program guidelines.
    • Interest rates and programs are subject to change without notice.
    • Not all applicants will qualify for all loan programs.
    • Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.